AllConnecticut Insurance Brokers, LLC

/Home/Auto Insurance in Hartford County, CT/Auto Insurance in West Hartford, CT

AllConnecticut Insurance Brokers, LLC
1107 New Britain Avenue
West Hartford, CT 06110
Ph: 860-232-7076
Fx: 860-236-8882

AllConnecticut Insurance Brokers, LLC is an independent insurance agency located in Connecticut. Having been in business for over 80 years we have emerged as a top agency due to our knowledgeable, experienced and talented staff who are committed to our clients.

AllConnecticut Insurance Brokers, LLC offers a variety of insurance. We also offer competitively priced package policies. These types of policies can provide a good amount of savings to the policy holder. By bundling your insurance with us, you not only save money but also make policy management easier on yourself.

AllConnecticut Insurance Brokers, LLC offers a breadth of services and our talented staff provides a wealth of knowledge to our clients and prospective customers. For more information contact us today or receive a free online quote.

What is Auto Insurance?
Insuring your car will protect you from financial loss if you are ever involved in an auto accident. An auto insurance policy is essentially an agreement between yourself and your insurer that provides you with property, liability and medical coverage.

Although many people opt for minimum liability coverage, an auto policy may insure any of the following protections:
Bodily Injury Liability
Bodily injury liability covers the designated driver or policy holder if they are injured in an auto accident or if they cause injury to others. If you have family members listed on your policy, they are also covered if driving another person’s vehicle with their permission. If you opt for the minimum liability coverage, the amount you purchase may not completely cover you if you are involved in a serious accident or are served with a lawsuit. Buying more than the state required minimum will protect your assets - your home, boat, and savings- if you get into an accident.

Medical Payments
Medical payments (or personal injury protection plans) pay for the care of injuries to the driver and passengers of the policyholder’s car in the event of an accident. Depending on the amount of coverage you choose, medical payments coverage can cover medical costs, lost wages, and possible funeral costs.

Property Damage Liability
Property damage liability coverage covers the damage you, or someone driving your car with your permission, does to another person’s property. Usually, this includes damage to lamp posts, telephone poles, buildings, fences, or other structures you may hit.

Collision
Collision coverage covers damage that to your car that results from a collision with another vehicle or object. This type of coverage also covers your car against damage from potholes, or if it flips over. You can choose a relatively low deductible or a high one- but keep in mind that a higher deductible will result in a lower premium.

Comprehensive
If you car is stolen or is damaged by something other than a collision with another car or object (i.e. fire, falling objects, missiles, explosions, hail, vandalism, etc.). Comprehensive insurance will also reimburse you if your windshield is cracked or shattered. Some companies offer glass coverage with or without a deductible.

If you are looking into purchasing an auto insurance policy, AllConnecticut Insurance Brokers, LLC is happy to help. Contact us today for more information, or to get a free auto insurance quote. Even better- by combining your auto and homeowners insurance with AllConnecticut Insurance Brokers, LLC, you can save up to 30%!